Consultants to our industry advise small business owners to have life insurance in the amount of company value held so surviving partners can carry on without a crushing debt load. I begin with a story of the torturous quest for more insurance. Insurance Rant Once insured, the seller of insurance wants customers to be healthy, do preventive maintenance, and have proactive checkups like an annual physical. Much of this is even “free.” So they like us? Not so much. For the next policy you need, you’re better off leaving no trace. God forbid something might need to be pre-emptively treated.…
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Montana, Theisman, McMahan, Simms, Aiken, Young, Favre, Elway, Brady, Johnson, Rothleshamburglar, Manning, Manning, Brees, Rodgers. Connection? If you know anything about football, you know these guys are quarterbacks, and probably know they all won a Super Bowl or three. If you don’t know anything about football, I commend you and I’ll get this prelude out of the way quickly. Virtually no team has won the Super Bowl with a mediocre quarterback. The only one I can think of is the Baltimore Ravens, somewhere around 2000. After looking it up: Trent Dilfer. How did this miracle occur? They played the Giants. …
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